How to Solve Transaction was declined on the basis of risk checks On Flipkart

How to solve transaction was declined on the basis of risk checks On Flipkart

Flipkart is an Indian e-commerce company, headquartered in Bangalore, Karnataka, India, and incorporated in Singapore as a private limited company. The company initially focused on online book sales before expanding into other product categories such as consumer electronics, fashion, home essentials, groceries, and lifestyle products.

I am a frequent shopper on Flipkart, Amazon and other online shopping sites, where I usually prefer using Credit cards to get the maximum offers! Recently I was trying to make a purchase using an HDFC and IDFC credit card. I received the message “transaction was declined on the basis of risk checks” error. Which was irritating.

I was on a site where the Flipkart support team was replied but they haven’t added any solution to this issue on that site. After a struggle, I found some working solutions to this issue so keep reading this post till the end to know the solution.

How to solve transaction was declined on the basis of risk checks On Flipkart

Before knowing the solutions you should know why this error is showing. Bank set a particular amount limit for a certain period on your Credit card. Now if someone wrongly uses your Credit card then he may do a transaction of lakhs or crores.

So to avoid such situations and to protect the cardholder from fraudulent online transactions similar parameters are set, which is annoying but they are necessary for safety. But in this issue, Flipkart has set the limitations, where the reason may be to avoid fraud shoppers or control credit card money.

1. Wait for a week

The transaction was declined on the basis of risk checks error on Flipkart is nothing but the safety lock which is commonly shown when you have used a certain amount from your credit card.

This is a temporary situation so dont worry it will work normally after a week.

2. Use another mode

If you are using the app for the transaction then try to do the Credit card payment from the Flipkart site in a browser. Sometimes the app may show such an error thus you can try this solution.

3. Another Account

Sometimes your current Flipkart has this issue. You can try to open another Flipkart account and do check out from that different account. In this situation, if there was a problem with your account then it will solve the problem easily.

4. Contact

Try contacting Flipkart Customer care service they may know the solution to this issue. Customer care can solve your problem in a short time as they have solutions for different issues on Flipkart.

My suggestion is to call directly Flipkart customer helpline number on 1800 202 9898 or 044 4561 4700, where you will get a quick response. Otherwise, you can contact Flipkart through their site.

So these were the quick solutions. Please comment down below if you found any other solution to this error it can help a lot of other Flipkart users too.

9 thoughts on “How to Solve Transaction was declined on the basis of risk checks On Flipkart”

  1. I have same issue also try on all way as he said in above writing I m facing issue from last 1 month so many calls mails done different credit card and payment mode use but showing same error only cod placed otherwise showing same error .

  2. Let me summrise and add some new points for what you can do to solve this issue:

    1. Try to Clear cache of Flipkart App, if possible try to uninstall and reistall it.
    2. try to Restart your phone.
    3. Try to open your account in new PC or any other device.
    4. Try to remember if you have done anything wrong from your Flipkart account that may hurt Flipkart, then try to open new Flipkart account using another phone number or email
    5. Contact Flipkart on their cutomer care number 1800 202 9898 for getting your querry solved fast.

  3. The solution(s) provided do not work. When the cards can be used on all sites except on Flipkart, then the problem lies with Flipkart, not with bank.

  4. I try to pay household electricity bill through Flipkart pay later but transaction was declined on the basis of risk check message was seen last 15 days please solve my issue

  5. Ihave been facing this problem since oct 2022 till now it is not resolved itried all sort of things ,my flipkart paylater also not working ,then finally i got wex from Flipkart ,and called to their customer care and told them please close my flipkart pay later they immediately blocked it ,but till today im facing same problem.


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